What Do Millennials Really Want?

There’s a facet of people creating a stir in the banking world, and you’ve heard the term time and time again: Millennials. Being a millennial myself, I wanted to share some resources I felt were worthwhile. In a study done by Scratch (the creative...

SBA Loans – The Good, The Bad & The Ugly

Joel Rosenberg has seen more than his fair share of SBA loans. He is a VP of Delivery and Client Success at PrecisionLender and has spent most of his days in and around banks and banking. He joins Dallas to talk about how lenders can think through SBA loans and be...

The Monsters Under the Bed

I have found that the best way for me to gauge loan demand is to check in with friends that sell bonds to banks. Judging by the string of curses and insults flying my way, I take it that loan demand has been solid, and that pipelines are returning to what most banks...
The Siren Song of “1 More Report”

The Siren Song of “1 More Report”

The 1999 cult-classic movie Office Space really seemed to capture the frustration felt at businesses all across the country. Why did it resonate with so many? Perhaps because, as over the top as it tried to be, it somehow managed to land squarely in the realm of...
Taking Control of Your Portfolio

Taking Control of Your Portfolio

In recent years, Asset/Liability Management has shifted more and more toward the liability side of the equation, with the bulk of our ALM efforts focused on deposit pricing – primarily certificates of deposit and money market accounts. At many banks, it would be...

Retail Banking as a Commodity – Reversing the Trend

I’ve been speaking with the folks at Promontory Interfinancial Network quite a bit lately, and they recently featured an article of mine on making banking an information service in their Bank Expert Roundtable discussion series. “…Today, most people...