Putting First Things First

Putting First Things First

In business and in life it seems we constantly struggle to keep the urgent from crowding out the important. Each day there is a new fire to put out. When we reach our desk each morning there are 25 or 50 or sometimes even hundreds of new emails at the top of our...
The Siren Song of “1 More Report”

The Siren Song of “1 More Report”

The 1999 cult-classic movie Office Space really seemed to capture the frustration felt at businesses all across the country. Why did it resonate with so many? Perhaps because, as over the top as it tried to be, it somehow managed to land squarely in the realm of...
What Type of Lender Are You?

What Type of Lender Are You?

I recently watched a great TED talk from David Epstein asking “Are athletes really getting faster, better, stronger?” Jesse Owens vs Usain Bolt From Epstein’s talk: In 1936, Jesse Owens held the world record in the 100 meters (10.2 seconds). Had...
Why is Interest Rate Risk a Regulatory Priority?

Why is Interest Rate Risk a Regulatory Priority?

Yesterday, Dallas Wells from Asset Management Group posted the most insightful article on the state of community banking I’ve read in a long time. In the article, Dallas points to a rather alarming trend… Over the last four years, smaller community banks...
The Five C’s of Bank Vendor Assessment and Selection

The Five C’s of Bank Vendor Assessment and Selection

A rigorous method for evaluating software vendors based on a framework you know and trust In the earliest days of society, “banking” was pretty straightforward. We loaned money to people we knew and trusted, and we had a pretty good idea if they were going...
Slow but Steady Loan Growth at Community Banks

Slow but Steady Loan Growth at Community Banks

Janet Yellen, Federal Reserve Chair, gave an encouraging speech yesterday at the Independent Community Bankers of America (ICBA) – 2014 Washington Policy Summit. She highlighted the fact that community banks have started to increase the pace of lending, and she...